Free Debt Consultation

Debt Advice

Has being in debt got you down in the dumps? It's time to start taking some advice from the pros that know a thing or two about getting out of debt. Getting a free debt consultation can help you tremendously by reducing both your monthly payments and your total overall debt responsibility. In most of our cases, people looking for debt help have taken more debt than they could handle, but that doesn't mean that they should spend year after year as slaves to one miscalculation. Our debt consolidation service is a very helpful way to get back on track, and when you receive your free consultation you will be one step closer toward getting out of debt and maintaining a debt-free lifestyle.

Best of all, we never turn down a client. We understand that people looking for debt help probably aren't in the best financial shape, so we work with you to figure out what a realistic solution to your debt problem is and we handle all the creditors for you.

Not Like Other Debt Companies

How do we keep this service free? Unlike other creditors who charge their clients expensive monthly retainer fees, we actually contract with the nation's leading credit providers to help creditors like you manage your debts. We get paid a flat fee for every debt holder we help bring current, so we only get paid when you become debt free. As a result, it is in our best interest to help you get out of debt as quickly as possible!

By working with you to establish a budget, we then take that budget to your creditors and divide the monthly payment you can afford among the companies to which you owe money. We pay off the more expensive debts first (typically the ones who continue to assess interest) and then work our way toward the less expensive debts. This helps keep your credit score from spiraling out of control, since you are continuously making some form of a monthly payment to every creditor.

How Long does Getting Out of Debt Take?

Total time spent in our debt consolidation program varies based on the type of debts you have as well as the total dollar amount that you owe, but our typical debt consolidation client spends anywhere from 9 months to 3 years paying down their debt at a pace with which they are comfortable.

Are you ready to get started? Great! Just fill out the form to the right and you'll be taken to our secure debt questionnaire, where you'll answer some basic questions about your debt. After that, an accredited debt professional will be assigned to your case and will contact you at a time of your choosing. Remember, this service comes at no cost to you and no one is ever turned down - take back control of your financial well-being and join our program today!